Terms and Conditions

Last updated: 1 October 2026

Who Operates the Site and Acceptance of the Terms

coursemixly operates this informational website focused on insurance programming topics for users in Malaysia. By accessing or using any part of the site you agree to be bound by these terms and conditions. If you do not agree you must stop using the site immediately. Continued use after any update constitutes acceptance of the revised terms.

Eligibility and Permitted Use

The site is intended for individuals and entities located in Malaysia who are at least 18 years old. You may access the content for personal educational or professional reference purposes only. You must not use the site for any commercial purpose without prior written consent from coursemixly. Access is granted on a non-exclusive revocable basis.

Prohibited Conduct

You must not engage in any activity that disrupts the site, attempts to gain unauthorised access, transmits harmful code, or harasses other users. Scraping, automated data collection, or reverse engineering of any part of the site is strictly prohibited. Violations may result in immediate termination of access and potential legal action under Malaysian law.

Accounts, Submissions or User Content

The site does not require user accounts for basic access. Where blog comments or submissions are enabled you retain ownership of your content but grant coursemixly a worldwide royalty-free licence to display and distribute it. You must ensure all submissions are accurate, lawful and do not infringe third-party rights. coursemixly may remove any content at its sole discretion.

Ownership of Site Content, Trademarks and Permitted Limited Use

All text, graphics, software and other materials on the site are owned by coursemixly or its licensors. You may view and print limited portions for personal non-commercial use only. Any other reproduction or distribution requires express written permission. Trademarks appearing on the site remain the property of their respective owners.

Third-Party Services and Links

The site may contain references to third-party resources or services. These are provided for convenience only and do not constitute endorsement or warranty by coursemixly. You access third-party sites at your own risk and should review their separate terms and privacy policies.

Availability, Changes, Suspension and Termination

coursemixly strives to maintain continuous availability but does not guarantee uninterrupted access. The site may be suspended or modified at any time without notice. coursemixly reserves the right to terminate or restrict access for any user who breaches these terms.

Disclaimers Subject to Mandatory Consumer Law

The site provides general information on insurance programming and is not a substitute for professional advice. While efforts are made to ensure accuracy, coursemixly makes no warranties regarding completeness or suitability for any particular purpose. Nothing in these terms excludes or limits rights that cannot be excluded under the Malaysian Consumer Protection Act 1999 or other applicable legislation.

Limitation of Liability

To the maximum extent permitted by Malaysian law, coursemixly and its operators shall not be liable for any indirect, incidental or consequential damages arising from use of the site. Direct liability is limited to the amount you paid to access the site, which is currently zero as the site is non-commercial. This limitation does not apply to liability for death, personal injury or fraud.

Indemnity

You agree to indemnify and hold harmless coursemixly, its affiliates and staff from any claims, losses or expenses arising from your breach of these terms or your use of the site content.

Governing Law, Courts and Consumer Dispute Rights

These terms are governed by the laws of Malaysia. Any disputes shall be subject to the exclusive jurisdiction of the courts of Malaysia. Consumers retain rights under the Consumer Protection Act 1999 and may pursue remedies through the Tribunal for Consumer Claims where applicable.

Severability, Waiver, Changes, Contact Route and Last-Updated Date

If any provision is found invalid the remaining provisions continue in full force. Failure to enforce any term does not constitute a waiver. coursemixly may update these terms at any time with changes effective upon posting. For questions contact us via the contact form on the Contacts page or using [email protected], 03-2935 9948 or Unit 2-1, The Podium, Tower 3, UOA Business Park, No. 1, Jalan Pengaturcara U1/51A, Seksyen U1, Shah Alam 40150 Selangor, Malaysia.. This document was last updated on 1 October 2026.